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* Gain Confidence & Avoid Disillusionment

Now when you find that perfect household, nobody can take it away from you by telling you that you do not qualify to buy it. You can minimize anxiety and remove last-minute loan surprises that could disqualify you. You'll sleep much better at night knowing that the property you selected is yours. Moreover, it is possible to tell your relatives and friends that the property you made an provide is definitely going to close and you will not "lose face" with anybody.

* Increase Bargaining & Negotiating Power

Sellers will be additional likely to immediately accept your offer, even if that offer is for less than list price, because you're giving the seller peace of mind that her property is sold. She can take her household off the market and place it into pending status with confidence.

* Enjoy a Faster Closing

Because there is no window period while your loan application is processed, the lender can speed up the entire processing procedure. Appraisals can be ordered immediately. It's possible to shorten a 30-day closing to two or three weeks, which comes in handy if a seller needs to quickly move and can't decide which offer to accept. Yours will move to the front if you can accomplish the seller's need to quickly close.

 

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