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prequalified? There are far more advantages to gaining preapproval than you would initially surmise. When the lender hands a borrower a preapproval letter, it means the borrower can:

* Save Time by Searching at the Correct Houses

If your real estate agent is sending you automatic e-mail listings of offered homes, you're able to ask her to change the parameters to more tightly encompass the selection of properties that you are qualified to purchase. If you're not receiving e-mails from your agent, ask her to send them to you. Most MLS systems permit an agent to send clients much of the same data that agents receive. This way, you'll save time by checking out properties you can really afford to acquire instead of falling in love with pie inside the sky.

* Spend More Time Examining the Right Properties


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