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true; this is an vital primary step. But do you know that it's far far better to become preapproved for a loan than to be prequalified? You'll find additional advantages to gaining preapproval than you would initially surmise. When the lender hands a borrower a preapproval letter, it means the borrower can:

* Save Time by Looking at the Correct Properties

If your true estate agent is sending you automatic e-mail listings of offered properties, it is possible to ask her to change the parameters to a lot more tightly encompass the selection of homes that you are qualified to purchase. If you're not receiving e-mails from your agent, ask her to send them to you. Most MLS systems enable an agent to send clients much of the same data that agents receive. This way, you'll save time by checking out homes you can actually afford to purchase instead of falling in love with pie inside the sky.

 

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