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Authentic estate experts tell first-time FHA home buyers that it's critical to apply for a loan prior to shopping for a residence, and it is true; this is an important 1st step. But do you know that it is far much better to become preapproved for a loan than to be prequalified? You will find much more advantages to gaining FHA preapproval than you would initially surmise. When the lender hands a borrower a preapproval letter, it means the borrower can:

 

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